Florida Realtor

20 years helping families achieve their dream of owning a home in Florida.

At HC Home Rise, we believe that buying or selling a property isn’t just about numbers, but about decisions that transform lives. We’ll be with you from the first question to the moment you receive the keys.

Quick response

Can I stop renting and buy a house in Florida?

Yes. Many families transition from renting to owning in 6–24 months, adjusting their credit, savings, and debts with a clear plan.

We review your current situation and show you, with simple numbers, what type of house and monthly payment may be possible for you.

For buyers

We help you stop renting

We review your budget, credit, and goals, and guide you step by step to buy your first home or your next investment.

For sellers

Strategy to sell better

Analizamos el mercado, posicionamos tu propiedad y negociamos para que cierres con el mejor trato posible.

Human approach

By your side in every decision

Our goal is not just to close a transaction, but to help you build a solid future for you and your family.

For buyers

A clear process for buying or selling safely

We know the real estate process can feel overwhelming. That’s why we simplify it into concrete steps, explained in simple language, and with realistic expectations from the start.

1. Initial conversation: We understand your situation, timeline, and goals.

2. Personalized plan: We define your budget, target areas, and buying or selling strategy.

3. Ongoing support: Tours, offers, negotiations, and paperwork.

4. Closing and beyond: We’re with you until you receive the keys and even afterward, whenever any further questions arise.

“Can I buy a home without 20% down?”

Yes. Most buyers in Florida put between 3% and 5% down, depending on the program they qualify for.

We explain what options exist based on your income, credit, and status, so you can find out if you’re closer than you think.

Testimonials & trust

Real stories of families who have already closed with HC Home Rise

Nothing brings us more joy than seeing a family holding the keys to their new home. This photo is just one example of the many closings we’ve been a part of in Florida.

Our style is friendly, honest, and educational: we explain every document and every decision to you, so you can sign with peace of mind, not with doubts.

Quick Answers for Florida Homebuyers

How can I stop renting in Florida?

Most renters can become homeowners within 6–24 months by improving credit, preparing income documents, and using Florida assistance programs.

What do I need to buy my first home?

You need stable income, a qualifying credit score, 3%–5% down, and a pre-approval to start the buying process in Florida.

How much income do I need to buy a house in the U.S.?

Most buyers need income that keeps their payment under 43% of their monthly earnings—often $5,000–$7,000+ depending on home price.

How can I improve my credit to qualify for a home?

Lower your credit usage, pay down balances, avoid new cards, and dispute credit errors—scores often rise within 30–90 days.

What is the minimum down payment in Florida?

First-time buyers can purchase with as little as 3% down, or even 0% with VA/USDA programs.

Take the next step

Ready to stop renting or selling strategically?

A 15–20 minute conversation can clarify more than weeks of internet searching.